PRIVACY POLICY

Last Updated: January, 2025

Credit Coach Academy™ (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, register for trainings, purchase digital products, or participate in our programs.

By using our website or services, you consent to the practices described in this policy.

1. Information We Collect

We collect personal information that you voluntarily provide, including but not limited to:

Full name

Email address

Phone number (SMS consent)

Billing information (processed securely via third-party platforms)

Account login details

Program participation data

We may also collect non-personal information, such as:

Browser type

IP address

Device information

Website usage behavior

2. How We Use Your Information

We use your information to:

Deliver digital products, programs, and mentorship access

Send confirmation emails, onboarding details, and updates

Communicate via email and SMS (including reminders and marketing)

Provide customer support

Improve our services and user experience

Process payments and enforce Terms of Service

Comply with legal and regulatory requirements

3. Email & SMS Communications

By providing your contact information, you consent to receive:

Transactional emails

Program-related notifications

Marketing and promotional messages

You may opt out of marketing emails or SMS at any time by:

Clicking “unsubscribe” in emails

Replying STOP to SMS messages

Transactional and account-related messages may still be sent.

4. Payment Information

We do not store or process payment information directly.
All payments are handled securely through trusted third-party payment processors (e.g., Stripe, PayPal, or similar platforms).

We are not responsible for the privacy practices of third-party payment providers.

5. Data Sharing & Third Parties

We do not sell, rent, or trade your personal information.

We may share information with:

Service providers who help operate our business (email, SMS, hosting, CRM, payment processors)

Legal authorities when required by law

All third-party providers are required to maintain confidentiality and security.

6. Cookies & Tracking Technologies

We may use cookies, pixels, and tracking technologies to:

Improve website functionality

Track analytics and conversions

Deliver relevant marketing content

You can disable cookies through your browser settings, though some features may not function properly.

7. Data Security

We implement reasonable technical and organizational safeguards to protect your personal information.

However, no system is 100% secure.
By using our services, you acknowledge and accept this risk.

8. Your Rights

Depending on your location, you may have the right to:

Access your personal data

Request corrections

Request deletion (where legally permitted)

Opt out of marketing communications

To exercise your rights, contact us at the email below.

9. Children’s Privacy

Our services are intended for individuals 18 years of age or older.
We do not knowingly collect information from minors.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time.
Changes will be posted on this page with an updated effective date.

Continued use of our services constitutes acceptance of the revised policy.

11. Contact Information

If you have questions or concerns regarding this Privacy Policy, contact:

📩 Email: [email protected]

Acknowledgment

By using this website or purchasing any product or service from Credit Coach Academy™, you acknowledge that you have read, understood, and agreed to this Privacy Policy.